SEBI new rules on Derivatives
SEBI Introduced new Equity Index Derivatives Framework for Increased Investor Protection and Market Stability Derivatives market assist in better price discovery, help improve market liquidity and allow investors to manage their risks better. Stock Exchanges and Clearing Corporations together provide the platform and products for trading in derivatives market, while […]
Growth vs. Value: two approaches to stock investing
Growth and value are two fundamental approaches, or styles, in stock market and mutual fund investing. Growth investors seek companies that offer strong earnings growth while value investors seek stocks that appear to be undervalued in the marketplace. Because the two styles complement each other, they can help add diversity […]
National Pension System (NPS)
National Pension System (NPS) is a voluntary retirement savings scheme laid out to allow the subscribers to make defined contribution towards planned savings thereby securing the future in the form of Pension. It is an attempt towards a sustainable solution to the problem of providing adequate retirement income to every […]
Differences Between SIP, SWP, and STP
Understanding SIP, STP and SWP: In mutual fund investing, individuals come across different plans designed to help them manage their investments and achieve their financial goals. Three popular options are Systematic Investment Plans, Systematic Transfer Plans, and Systematic Withdrawal Plans. They sound similar, but each of these plans – SIP […]
Exchange Traded Funds (ETF)
What is ETF? An ETF is a basket of stocks that reflects the composition of an Index, like the Sensex or the Nifty. ETF prices reflect the net asset value of basket of stocks in which it is investing. In many ways, it is similar to mutual funds. Exchange Traded […]
What is Cryptocurrency?
At its core, cryptocurrency is typically decentralized digital money designed to be used over the internet. Bitcoin, which launched in 2008, was the first cryptocurrency, and it remains by far the biggest, most influential, and best-known. In the decade since, Bitcoin and other cryptocurrencies like Ethereum have grown as digital […]
Tax on Mutual Funds
Mutual Funds are typically regarded as one of the most profitable investment options because they help you easily reach your financial objectives. The fact that mutual funds are tax-efficient investment vehicles is one of their most significant benefits. Your investment in a Mutual Fund may yield tax-efficient returns. However, you […]
How to Maximize Tax Benefits on Charitable Donations in India
Charitable donations not only allow you to contribute to important causes but also offer significant tax benefits under India’s Income Tax Act. Here’s a simple guide on how you can claim deductions on charitable contributions: Section 80G: Deductions on Donations to Charitable Institutions Section 80G of the Income Tax Act […]
SIP vs Lump Sum: Which is More Profitable?
A common question for beginner investors is whether to invest through a Systematic Investment Plan (SIP) or a lump sum investment. Which option can give you better returns? Let’s break down the differences and figure out the best approach for investing in equity markets. What are SIP and Lump Sum Investments? […]
How to Plan for Major Life Events: Marriage, Children, Retirement, and Buying a Home
Planning for major life events like marriage, children, retirement, or buying a home can have a significant impact on your finances. Without proper planning, these important milestones can feel overwhelming and may affect your long-term goals. Here’s a simple guide to help you prepare for these life changes and keep […]