Debt Mutual Funds: Types, Benefits, and Returns
Debt is one of the major markets where people invest their money to earn profits. The debt market consists of various financial instruments that allow the buying and selling of loans in exchange for interest. Compared to equity investments, debt is considered less risky, making it a popular option for […]
Contra Mutual Funds: A Simple Guide
Fund managers use different strategies to meet the goals of a mutual fund, and one of those strategies is called contrarian investing. This approach is known for taking higher risks but can also offer the chance for very high returns. In this guide, we’ll explain what Contra Mutual Funds are, how […]
Conservative Mutual Funds: A Simple Guide
Hybrid funds come in different types, catering to both aggressive and conservative investors. These funds invest in both equity (stocks) and debt (bonds) in different proportions, making them suitable for all kinds of investors. For those who want to prioritize safety and preserve their money rather than chase high returns, […]
Bull Phase or Bear Phase: When Should You Start an SIP?
Stock markets operate in cycles, moving between bullish and bearish phases, which are key periods that can last several years. Investors often find it challenging to decide whether to start a Systematic Investment Plan (SIP) or continue investing during these market phases. There are no clear-cut answers, but some fundamental […]
How to Choose the Best Investment Plan: A Beginner’s Guide
An investment plan is a financial guide that helps you grow your money over time. It starts with setting clear goals like saving for retirement, funding education, or building wealth. You also need to figure out when you’ll need the money and how much risk you’re willing to take. This […]
Difference Between ETF and Mutual Fund
ETFs (Exchange-Traded Funds) and mutual funds are both popular investment options in India. They allow investors to diversify their portfolios and offer professional management. However, there are key differences between the two that investors should understand before deciding which one is right for them. What is an ETF? An ETF […]
Arbitrage Mutual Funds: Basics and Benefits Explained
Many experts believe that taking advantage of arbitrage opportunities is a great way to grow wealth. Arbitrage means finding a price difference for the same asset in two different markets and making a profit from it. For example, if you notice that the price of a stock is different in […]
Aggressive Mutual Funds – Definition and Expense Ratio
Aggressive Mutual Funds are a type of hybrid mutual fund that invest a large portion of their assets (65% to 80%) in stocks and equity-related instruments, while the remaining 20% to 35% is invested in debt securities like bonds and money market instruments. These funds are designed to provide high […]
The Pros and Cons of Real Estate vs. Stock Market Investments
Investing is a crucial aspect of financial planning, with real estate and the stock market being two of the most popular options. Both have their unique advantages and disadvantages, and the choice between the two often depends on individual financial goals, risk tolerance, and investment horizon. This blog will delve […]
What is a Mutual Fund?
A mutual fund is an investment instrument that pools money from numerous investors to invest in a diversified pool of securities such as equities, bonds, and other money market instruments. Mutual funds have become one of the most widely invested instruments as they make up for effective diversification, which spreads […]