Debt Mutual Funds: Types, Benefits, and Returns
Debt is one of the major markets where people invest their money to earn profits. The debt market consists of various financial instruments that allow the buying and selling of loans in exchange for interest. Compared to equity investments, debt is considered less risky, making it a popular option for […]
Contra Mutual Funds: A Simple Guide
Fund managers use different strategies to meet the goals of a mutual fund, and one of those strategies is called contrarian investing. This approach is known for taking higher risks but can also offer the chance for very high returns. In this guide, we’ll explain what Contra Mutual Funds are, how […]
Conservative Mutual Funds: A Simple Guide
Hybrid funds come in different types, catering to both aggressive and conservative investors. These funds invest in both equity (stocks) and debt (bonds) in different proportions, making them suitable for all kinds of investors. For those who want to prioritize safety and preserve their money rather than chase high returns, […]
Bull Phase or Bear Phase: When Should You Start an SIP?
Stock markets operate in cycles, moving between bullish and bearish phases, which are key periods that can last several years. Investors often find it challenging to decide whether to start a Systematic Investment Plan (SIP) or continue investing during these market phases. There are no clear-cut answers, but some fundamental […]
Budget 2024: How Your Equity & Debt Investments are Taxed Now
The Union Budget 2024-25 brought some major changes in how capital gains are taxed. These changes especially impact how mutual funds are taxed, creating a bit of confusion, especially with hybrid funds. While we’re still waiting for official guidelines from the Income Tax department, we’ve gathered information from fund houses […]
Difference Between ETF and Mutual Fund
ETF and Mutual Fund are both popular investment options in India. They allow investors to diversify their portfolios and offer professional management. However, there are key differences between the two that investors should understand before deciding which one is right for them. What is an ETF? An ETF (Exchange-Traded Funds) is an […]
Arbitrage Mutual Funds: Basics and Benefits Explained
Many experts believe that taking advantage of arbitrage opportunities is a great way to grow wealth. Arbitrage means finding a price difference for the same asset in two different markets and making a profit from it. For example, if you notice that the price of a stock is different in […]
Aggressive Mutual Funds – Definition and Expense Ratio
Aggressive Mutual Funds are a type of hybrid mutual fund that invest a large portion of their assets (65% to 80%) in stocks and equity-related instruments, while the remaining 20% to 35% is invested in debt securities like bonds and money market instruments. These funds are designed to provide high […]
What is a Mutual Fund?
A mutual fund is an investment instrument that pools money from numerous investors to invest in a diversified pool of securities such as equities, bonds, and other money market instruments. Mutual funds have become one of the most widely invested instruments as they make up for effective diversification, which spreads […]
Understanding Mutual Funds: A Beginner’s Guide
What are mutual funds? A mutual fund is a collective investment vehicle that collects & pools money from a number of investors and invests the same in equities, bonds, government securities, money market instruments. The money collected in a mutual fund scheme is invested by professional fund managers in stocks and […]